Buying a home is one
of the most significant decisions you will make for you and your family.
The purchase of a home has financial, emotional, social,
and environmental, and perhaps educational implications—all
of which must be thoughtfully considered. I can provide information
and a wide variety of resources to help you make this important decision.
I will do my best to help you find a home, not just a house.
Initially, I can help you determine what would be an affordable home. The financing
process begins with either a:
Pre-qualification
letter: A letter from a mortgage lender that states that you
are pre-qualified to buy a home, but does not commit the lender
to a particular mortgage amount;
or a Pre-approval
letter: A letter from a mortgage lender indicating that you
qualify for a mortgage for a specific amount. All your financial
information has been verified (credit, income, debt) and has been
approved by an underwriter. It also shows a home seller that you
are a serious, motivated buyer – and it puts you in a stronger
negotiating position.
I will be “eyes and ears” for the house you
are looking for on Bainbridge:
Listen to your needs
Answer your questions
Identify and show you properties that fit your criteria
Obtain additional information about properties that may interest
you
Provide comparative price analysis for homes
Show you any property listed by any agency, as well as those
homes For Sale By Owner, not just John L. Scott
Provide specific information for any “For Sale”
sign you see as you drive around the island
In advising you on making an offer on a house, I will:
Draft Purchase and Sale Agreement
Complete all related addenda
Make appointment to present the offer
Meet with listing agent and seller/s to present the offer ASAP
Negotiate on your behalf for the best deal possible
Advise you on any counter-offer elements
Advise you and negotiate in your best interests in a “For
Sale By Owner” home
Following acceptance of your offer, I will:
Personally follow up with our transaction coordinator for all
paperwork throughout the purchase process
Make sure all aspects of title and escrow are handled
Attend the inspection
Provide information to appraiser
Maintain contact with listing agent, lender, title and escrow
Negotiate any inspection work orders on your behalf
Prior to closing, I will:
Arrange any visits to your new home
Ensure house remained in good condition
Ensure any work orders are completed to your satisfaction
For additional information on home buying, click on:
ASK
JOHN L. SCOTT – Buying
This covers every question on the home buying process including
dozens of insights into the Advantages of Buying, Home Finance
101, Preparing to Shop, Your Real Estate Team, Making an Offer,
Getting a Mortgage, Inspections and Insurance, Closing the Deal
and After You Buy.
ASK
JOHN L. SCOTT – Financing
It's the most complex part of real estate, but these sections
will make it much more understandable: Mortgage Basics, Your Down
Payment, Fixed Mortgages, Adjustable Mortgages, Other Mortgage
Types, Applying for a Mortgage, Common Problems, Evaluating Mortgages,
Tax Issues and Reverse Mortgages.
